Owning rentals in Georgia isn’t just about rent and repairs anymore. In Atlanta (Fulton/DeKalb) and Columbus (Muscogee), the biggest threats to cash flow are property taxes and insurance. Assessment growth plus millage rates set above the revenue-neutral rollback lift tax bills even when “rates don’t change.” At the same time, premiums have climbed sharply since 2020 as rebuild costs and severe weather push carriers to reprice risk. The result is margin compression that erode